{"id":7416,"date":"2025-08-29T08:30:26","date_gmt":"2025-08-29T11:30:26","guid":{"rendered":"https:\/\/focusgn.com\/africa\/?p=7416"},"modified":"2026-04-19T14:24:55","modified_gmt":"2026-04-19T17:24:55","slug":"rural-ghanaians-without-internet-are-turning-to-betting-through-ussd","status":"publish","type":"post","link":"https:\/\/focusgn.com\/africa\/rural-ghanaians-without-internet-are-turning-to-betting-through-ussd","title":{"rendered":"Rural Ghanaians without internet are turning to betting through USSD"},"content":{"rendered":"\n<p>Mobile technology brings lotteries and betting to rural communities, widening access beyond cities and bridging the digital divide.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>Ghana.- In <strong>rural Ghana<\/strong>, where internet access is limited, <strong>USSD<\/strong> (Unstructured Supplementary Service Data) technology is transforming how people play the lottery and place bets. This simple, <strong>internet-free service<\/strong> allows Ghanaians to participate in digital gambling on basic mobile phones, opening doors to entertainment, financial engagement and inclusion for communities often left out of the <strong>digital economy<\/strong>.<\/p>\n\n\n\n<p>Recent data from the&nbsp;Bank of Ghana indicates&nbsp;that the country&#8217;s mobile money sector, <strong>heavily reliant on USSD<\/strong>, recorded \u201cGH\u20b5649.2bn ($46.5bn) in transactions in the first two months of 2025, a <strong>64.7 per cent increase<\/strong> year on year\u201d, according to Graphic Online.<\/p>\n\n\n\n<p>The mobile money market, \u201cvalued at $192.24bn in 2024, is projected to reach <strong>$933.96bn by 2033<\/strong>, growing at a compound annual rate of 18.24 per cent\u201d, according to a Business Insider Africa report.<\/p>\n\n\n\n<p>The report further states: \u201cThis rapid expansion underscores the scale of digital financial engagement and highlights why USSD remains essential for connecting rural populations to the <strong>gambling economy<\/strong>.\u201d<\/p>\n\n\n\n<p>BusinessGhana highlighted the importance of USSD in Ghana\u2019s digital payments, stating: \u201cUSSD\u2019s continued presence in Ghana\u2019s digital payment ecosystem shows its unmatched <strong>practicality and reach<\/strong>.\u201d The technology remains essential for financial inclusion and digital engagement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Betting made simple<\/strong><\/h2>\n\n\n\n<p>The National Lottery Authority (NLA) allows players to participate in its <strong>5\/90 lottery<\/strong> via the USSD shortcode <strong>*959#,<\/strong> with ticket confirmations sent via SMS and winnings credited directly to mobile money accounts. Digital lottery provider MEGA6 Lotto uses *266# to reach players nationwide, ensuring rural residents can join without traveling to urban centres.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/focusgn.com\/africa\/wp-content\/uploads\/sites\/7\/2025\/08\/GHANA-USSD-1-600x600.jpg\" alt=\"\" class=\"wp-image-7423\" srcset=\"https:\/\/focusgn.com\/africa\/wp-content\/uploads\/sites\/7\/2025\/08\/GHANA-USSD-1-600x600.jpg 600w, https:\/\/focusgn.com\/africa\/wp-content\/uploads\/sites\/7\/2025\/08\/GHANA-USSD-1.jpg 680w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p>Sports betting is also moving to USSD. <strong>Betika Ghana\u2019s *263#<\/strong> service lets users register, place bets, deposit and withdraw funds and check balances, all without internet access. Other operators, including Betway, betPawa, MSport, Football.com and SportyBet provide USSD shortcodes for account management, ensuring widespread accessibility.<\/p>\n\n\n\n<p>For many rural Ghanaians, USSD offers more than just entertainment. Experts say it promotes financial literacy, responsible digital participation and provides a vital link to the broader <strong>digital economy<\/strong>, including access to lotteries and sports betting.<\/p>\n\n\n<div id=\"see-also-container\">\n\t\t\t<span class=\"see-also-label\">See also:<\/span><\/p>\n<div class=\"related-article\">\n\t\t\t\t<img decoding=\"async\" class=\"related-article__thumbnail\" src=\"https:\/\/focusgn.com\/africa\/wp-content\/uploads\/sites\/7\/2025\/07\/photo-1571867424488-4565932edb41-300x200.jpg\" alt=\"\"><\/p>\n<p class=\"related-article__text\">\n\t\t\t\t\t<span class=\"see-also-label-strong\">See also:<\/span> <a href='https:\/\/focusgn.com\/africa\/mobile-money-powers-liberias-gambling-revolution'>Mobile Money powers Liberia\u2019s gambling revolution<\/a>\n\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Mobile technology brings lotteries and betting to rural communities, widening access beyond cities and bridging the digital divide.<\/p>\n","protected":false},"author":2809,"featured_media":7419,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"is_press_release":false,"is_interview":false,"is_opinion":false,"focusai_summary":"USSD technology is significantly expanding access to lottery and sports betting in rural Ghana, bridging the digital divide by enabling participation on basic mobile phones without internet. This integration with Ghana's rapidly growing mobile money sector, which recorded $46.5bn in transactions in early 2025, fosters financial inclusion and digital engagement for underserved communities.","focusai_entities":"Bank of Ghana, Graphic Online, Business Insider Africa, BusinessGhana, National Lottery Authority (NLA), MEGA6 Lotto, Betika Ghana, Betway, betPawa, MSport, Football.com, SportyBet","focusai_location":"Ghana","focusai_target_profile":"ceo_executive (0.95), regulator (0.9), compliance_legal (0.88), operator_casino (0.92), product_ux (0.75), tech_data (0.85), marketing_crm (0.78), payments_fraud_aml (0.9), investor_analyst (0.95), supplier_vendor (0.87), journalist_researcher (0.93)","focusai_suggestions":[{"label":"Regulatory Frameworks for USSD?","query":"What specific regulatory adjustments are being considered by the NLA or Ghanaian government to manage the rapid expansion of USSD-based gambling, particularly concerning responsible gambling and AML compliance in rural areas?"},{"label":"USSD Data Analytics?","query":"How are iGaming operators leveraging USSD transaction and engagement data to understand player behavior and preferences in rural markets, and what are the implications for product development and marketing strategies?"}],"footnotes":""},"categories":[60022,60012],"tags":[60334,74,78],"class_list":["post-7416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-news","category-west-africa","tag-financial-inclusion","tag-lottery","tag-sports-betting"],"_links":{"self":[{"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/posts\/7416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/users\/2809"}],"replies":[{"embeddable":true,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/comments?post=7416"}],"version-history":[{"count":9,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/posts\/7416\/revisions"}],"predecessor-version":[{"id":7430,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/posts\/7416\/revisions\/7430"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/media\/7419"}],"wp:attachment":[{"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/media?parent=7416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/categories?post=7416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/focusgn.com\/africa\/wp-json\/wp\/v2\/tags?post=7416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}